A gray outdoor HVAC condenser unit mounted on a concrete pad in the front yard of a two-story suburban house.

Heat pump vs Furnace in Buffalo County, Nebraska

When a heat pump makes sense

A heat pump makes sense if you want air conditioning and heat from one system and you're set on going electric. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward 16°F the way they do here from December through February. Even then, expect to pay more to heat your home than a gas furnace would, at current Nebraska energy prices.

When a furnace makes sense

A furnace is the safer bet for most homes here, given eight months of heating and winter nights averaging 16°F. It costs at least 15% less to run than a heat pump at Nebraska gas and electric prices, and it holds its output no matter how cold it gets outside. You'll need a separate air conditioner for summer, since a furnace only heats.

When a heat pump makes sense

A heat pump makes sense if you want air conditioning and heat from one system and you're set on going electric. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward 16°F the way they do here from December through February. Even then, expect to pay more to heat your home than a gas furnace would, at current Nebraska energy prices.

When a furnace makes sense

A furnace is the safer bet for most homes here, given eight months of heating and winter nights averaging 16°F. It costs at least 15% less to run than a heat pump at Nebraska gas and electric prices, and it holds its output no matter how cold it gets outside. You'll need a separate air conditioner for summer, since a furnace only heats.

A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray forced-air furnace with ductwork stands in an unfinished concrete basement surrounded by storage items and clutter.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Buffalo County.

Winter nights here average 16°F, gas costs at least 15% less to run, and most homes around you already heat with it.

At least 15% lessto heat with natural gas than with a heat pump, at Nebraska prices
16°Faverage winter low
53%of homes here heat with gas

If your home has no gas line and you want one system for heating and cooling, a cold-climate heat pump is worth a look.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 15% less to run
What it doesHeats and coolsHeats only
Homes in the Plains states that heat with one5.4%77.6%
Handles a 16°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want air conditioning and heat from one system and you're set on going electric. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward 16°F the way they do here from December through February. Even then, expect to pay more to heat your home than a gas furnace would, at current Nebraska energy prices.

When a furnace makes sense

A furnace is the safer bet for most homes here, given eight months of heating and winter nights averaging 16°F. It costs at least 15% less to run than a heat pump at Nebraska gas and electric prices, and it holds its output no matter how cold it gets outside. You'll need a separate air conditioner for summer, since a furnace only heats.

A Buffalo County contractor will price both against your own house, your ductwork and your panel.

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